1077 N INDEPENDENCE DRIVE, MONTROSS, VA 22520 - Your VIP Realtor Team for Life

$540,000

1f30a; Potomac River Lifestyle in the Heart of Virginia's Northern Neck Welcome to 1077 N Independence Dr - your gateway to relaxed river living and everyday escape. Nestled in the scenic Northern Neck of Virginia, this inviting home offers the perfect blend of comfort, natural beauty, and community amenities… Read More - ideal for a full-time residence, weekend retreat, or investment opportunity. Enjoy the peaceful rhythm of life near the Potomac River, where water views, fresh breezes, and unforgettable sunrises and sunsets become part of your daily routine. Step inside to a light-filled interior designed for easy living and entertaining. This 3-bedroom, 2-bath home has undergone a complete, top-to-bottom renovation in 2024, thoughtfully redesigned to maximize space, functionality, and enjoyment of the surrounding river landscape. The result is a home that feels entirely new - because it essentially is. Nestled on the scenic Potomac River, with arguably the best river views in the state, as part of the renovation, the kitchen and main-level bathroom were expanded, creating more open, usable living space and allowing for a better overall layout. Systems and finishes were replaced, and every major component was upgraded - new appliances, new bathrooms, new flooring, new fixtures, new roof, and a completely redesigned kitchen and bath - all with an emphasis on quality, comfort, and timeless style. Enjoy 180-degree panoramic river views from two expansive porches, a sun deck, and a cozy seating area complete with a fire pit, with occasional sailboats gliding by and on lucky days dolphins playing in the water. Large windows invite the outdoors in, creating a bright and airy atmosphere that pairs beautifully with the surrounding natural landscape. Whether you're hosting friends, enjoying a quiet morning coffee, or unwinding after a day on the water, this home offers the perfect setting to relax and recharge. 2728; Highlights of the Lifestyle River & Nature Views: Enjoy the beauty of the Potomac and surrounding greenery from your own home, with peaceful views that change with every season. Indoor-Outdoor Living: Perfect for morning coffee, evening gatherings, grilling, and relaxing under the stars. Fully Furnished: Move right in and begin enjoying the home immediately as a second home or rental - furnishings convey a true turnkey opportunity. Community Amenities: Located in a desirable neighborhood offering access to community beaches, marina, pool, clubhouse, and recreational facilities - ideal for both relaxation and staying active. Endless Recreation: Nearby options include boating, fishing, kayaking, fossil hunting, hiking, and exploring charming waterfront towns, wineries, and local shops. Convenient Getaway: Just a few hours from Washington, D.C., Northern Virginia, and Fredericksburg, making this an easy escape from city life with strong appeal for short-term rental demand. Whether you're searching for a serene primary residence, a vacation home, or a turnkey investment opportunity, 1077 N Independence Dr delivers the lifestyle buyers dream of when they think of river living in the Northern Neck. Come experience the calm, the views, and the sense of retreat - this is more than a home, it's a destination! Read Less

Courtesy of Michael Thrash, Samson Properties 703-378-8810

Listing Snapshot

Days Online

Last Updated

Mar 7, 2026

Property Type

Single Family Residential

Beds

Full Baths

Square Ft.

1,981

Lot Size

1.49 Acres

Year Built

2002

MLS Number

VAWE2010350

Additional Details

Appliances & Equipment

Stainless Steel Appliances, Dishwasher, Dryer - Front Loading, Dryer - Electric, Microwave, Oven - Self Cleaning, Refrigerator, Icemaker, Stove, Washer, Water Heater

Building

Built in 2002, Built in 2024 (effective), Living area: 1981, Levels: 2, Construction Materials: Aluminum Siding, Brick

Cooling

Central A/C

Accessibility Features

Doors - Swing In

Exterior Features

Patio/Porch Features: Porch(es), Balcony

Foundation

Slab

Heating

Central

Home Owner's Association

Association Fee: $54, Fee Frequency: Monthly, Fee Includes: Common Area Maintenance, Recreation Facility, Road Maintenance, Snow Removal, Amenities: Beach, Boat Dock/Slip, Basketball Courts, Boat Ramp, Club House, Exercise Room, Marina/Marina Club, Non-Lake Recreational Area, Pool - Outdoor, Volleyball Courts, Tot Lots/Playground, Water/Lake Privileges, Tennis Courts, Picnic Area

Interior Features

Floor Plan - Open, Recessed Lighting, Attic, Bathroom - Walk-In Shower, Ceiling Fan(s), Family Room Off Kitchen, Kitchen - Eat-In, Kitchen - Island, Wood Floors

Lot

1.49 acres, Front Yard, Landscaping, Open, Partly Wooded, Rear Yard, SideYard(s)

Parking

Unpaved

Property

Very Good, Other structures: Above Grade, Below Grade, Panoramic, River, Street, Trees/Woods, Water

Roof

Shingle

Sewer

Gravity Sept Fld

Taxes

Additional parcels description:, Annual Amount: $1,740, Lot: 164, Year: 2025, Zoning: R1, Zoning description: Single-family Res

Utilities

Water Source: Public

Water Features

Water Body Name: Potomac River, Boat/Launch Ramp - Public

Windows

Sliding

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